DA SUBMITTED

Yippee! Our DA is lodged! Look a bit of mucking about (oh, I'm sorry, you don't have an erosion plan. You need to draw one. Oh and the architect hasn't put the hot water system on the plans, you need that too). So we had to sit down and redraw things then photocopy them fifty million times to add back into the pile of copies we already had. I WAS NOT leaving today without that thing being lodged!

We then went to the Bank of QLD who told us up front that banks DO NOT like owner builders. Hmmm...helpful. They went on to say that if we had any chance of getting $$ we needed to employ a licensed builder to build the place (huh?) and just how were we going to show them a fixed price contract (huh again?). I explained that by definition, OBs do not have fixed price contracts. Rather, you get quotes for everything or you get an estimator to do an estimation for you/bank. He then focused on that and said that we need a quanity surveyor and not any old QS but one that is Bank Approved. I asked for a list of Bank Approved QS and he didn't have one but pointed out that unless it was a BA QS any old person could put together an estimation. Ok....now i understand they are talking about lending a decent amount of $$ but they truly don't make it easy. Anyway, we are going to go knock on NABs door and see what they can offer.

So the wait for approval begins. Lets hope that our aim of mid june works out!!